This page provides a formal, non-promotional, and compliance-oriented statement of Anti-Money Laundering (AML) and Know Your Customer (KYC) principles for users who interact with online financial and account-based services. The purpose is to protect users, uphold legal obligations, and maintain platform integrity. The content is drafted for high reliability under EEAT (Experience, Expertise, Authoritativeness, Trustworthiness) and YMYL (Your Money or Your Life) standards and is expressly educational. Nothing herein encourages or promotes any illegal activity. Jurisdictional restrictions, including those where gambling is prohibited (such as the laws of the Islamic Republic of Iran), are strictly observed.
آس بت | سایت شرط بندی و پیشبینی
🎯 Purpose & Scope
The AML & KYC framework aims to prevent misuse of accounts and payment channels for illicit purposes, including money laundering, terrorist financing, fraud, sanctions evasion, tax evasion, bribery, and corruption. It applies to all users who create accounts, initiate deposits or withdrawals, or transfer value through supported payment methods. By using any service that references this policy on acebetbet.com, users acknowledge these obligations and agree to cooperate with lawful verification, monitoring, and reporting requirements.
📜 Legal & Regulatory Foundations
The compliance program is designed with reference to internationally recognized standards and exemplary legal frameworks. Exact obligations vary by jurisdiction; users remain responsible for ensuring their activities are lawful where they reside and access the internet.
- EU: Directive (EU) 2015/849 and subsequent amendments on the prevention of the use of the financial system for money laundering or terrorist financing.
- EU: Regulation (EU) 2015/847 regarding information accompanying transfers of funds.
- PEP/Sanctions: Screening aligned with international sanctions and restrictive measures (e.g., UN, EU listings) and local national lists as applicable.
- Data Protection: GDPR principles for fairness, transparency, purpose limitation, data minimization, accuracy, storage limitation, integrity, and confidentiality.
- Local Laws: Jurisdiction-specific AML/CTF, tax, consumer protection, electronic commerce, and cybersecurity statutes.
Important notice for restricted jurisdictions: Where gambling or online wagering is illegal (including Iran), users are prohibited from attempting to access or use any related services. This policy does not authorize or enable any unlawful conduct.
💡 Definition: Money Laundering & Related Risks
“Money laundering” includes converting, transferring, concealing, or using property known or suspected to be derived from criminal activity in order to disguise its origin or assist another person in evading legal consequences. The term covers:
- Concealment of the true nature, source, location, disposition, movement, or ownership of assets.
- Acquisition, possession, or use of property with knowledge of criminal origin.
- Participation, aiding, abetting, facilitating, or counselling in the commission of such acts.
🏛️ Governance, Roles, and Responsibilities
A risk-based compliance program requires clear lines of responsibility:
- Senior Management: approves AML/KYC policies, allocates resources, and ensures independence of compliance functions.
- AML Compliance Officer (AMLCO): implements controls, oversees screening and monitoring, manages regulatory reporting, and maintains program documentation.
- Internal Audit / Quality Assurance: periodically evaluates the effectiveness of control design and operation.
- All Staff: must complete mandatory AML training and report suspicious activity immediately.
- Users: must provide accurate information, cooperate with verification, and avoid prohibited conduct.
🧩 Risk-Based Approach (RBA)
Controls scale with the level of inherent and residual risk across customer types, geographies, products, delivery channels, and transaction patterns. Objective: apply stringent measures where risk is higher, and standard measures where risk is lower.
| Risk Band | Illustrative Factors | Verification Strategy |
|---|---|---|
| Low | Stable profile, domestic payments, consistent device/location, low volumes | Standard CDD, basic monitoring |
| Medium | Cross-border use, higher volumes, more complex funding sources | Enhanced checks, lower thresholds, document corroboration |
| High | Sanctions exposure, PEP connections, opaque structures, rapid in/out flows | EDD, senior management approval, possible service restriction or denial |
🪪 Customer Due Diligence (CDD) & KYC
CDD verifies identity and assesses risk at onboarding and on a continuous basis. Users must ensure data is accurate and up to date.
- Core Identity: full legal name, date of birth, nationality, residential address, valid contact details.
- Government ID: passport, national ID, or driver’s license with all four corners visible and legible; selfie/face match may be required 😊.
- Proof of Address (PoA): recent utility bill or bank statement issued within the last 90 days with readable text and full edges visible.
- Verification Sources: electronic verification through reputable databases; where unavailable, manual review applies.
🔍 Enhanced Due Diligence (EDD)
EDD applies where risk is elevated, such as higher transaction volumes, cross-border flows, complex ownership, or PEP/sanctions considerations.
- Source of Funds (SoF): bank statements, wage slips, sale agreements.
- Source of Wealth (SoW): evidence of business ownership, investments, inheritance, or long-term asset accumulation.
- PEP Screening: identification of politically exposed persons and close associates; mitigating controls and approvals required.
✅ Tiered Verification Thresholds (Illustrative)
Thresholds may vary by jurisdiction and risk band. Illustrative examples:
- Tier 1: Basic identity verification prior to any withdrawal or high-risk activity.
- Tier 2: Document authentication and PoA when aggregate deposits or withdrawals reach the equivalent of USD 2,000.
- Tier 3: SoF/SoW substantiation when activity reaches the equivalent of USD 5,000, or peer-to-peer transfers exceed USD 3,000.
Processing of deposits/withdrawals may be paused pending completion of the required tier. Attempts to circumvent thresholds by structuring multiple small transactions are prohibited.
🔁 Ongoing Monitoring & Red Flags
Accounts are monitored with automated analytics and manual oversight. Unusual patterns can trigger review, escalation, or reporting.
- Rapid deposit and immediate withdrawal without legitimate transaction rationale.
- Multiple cards or accounts with conflicting names; inconsistent device fingerprints or IP geolocation.
- Frequent currency switches without economic purpose; nominee account behavior.
- Attempts to bypass sanctions, KYC, or SoF/SoW requests.
🧭 Jurisdictional Restrictions & Legal Compliance
Services must not be accessed from or used within jurisdictions where relevant activities are illegal, restricted, or sanctioned. In particular, in countries where gambling is criminalized (including Iran), users must not attempt to create accounts, transact, or otherwise participate. Violations may result in account denial, closure, and reports to competent authorities.
🚨 Suspicious Activity Reporting (SAR)
Where required by law, the AMLCO evaluates alerts and files reports with the competent Financial Intelligence Unit (FIU). Service may be suspended during review. Users are obligated to cooperate and provide timely, accurate information.
🗃️ Recordkeeping
Records are maintained securely for statutory periods, typically at least ten (10) years after the end of a business relationship or transaction, subject to applicable law. Storage combines technical and organizational safeguards to protect confidentiality and integrity.
🔐 Data Protection & Privacy
Personal data is processed only for lawful compliance purposes, with strict access controls, encryption in transit and at rest where feasible, and retention aligned with legal requirements. Users may exercise applicable privacy rights subject to AML exceptions that permit retention for legal obligations.
👩🏫 Training, Oversight & Audit
- Mandatory AML/KYC training for relevant personnel on induction and periodically thereafter.
- Quality assurance and internal audit to assess program effectiveness and remediate gaps.
- Annual Enterprise-Wide Risk Assessment (EWRA) to reassess threats, controls, delivery channels, and geographic exposure.
🚫 Prohibited & High-Risk Activities
- Use of third-party or rented bank cards/accounts; identity fraud or document forgery.
- Structuring transactions to evade thresholds; using tumblers or mixers to obfuscate fund origin.
- Transaction activity in violation of sanctions or jurisdictional bans.
🧩 User Responsibilities
- Provide accurate, current information and update promptly if details change.
- Respond to KYC/EDD requests in a timely manner; failure may result in pausing or denial of service.
- Use the same payment rail for withdrawals up to the original deposit amount when required to mitigate ML risk.
🛠️ Error Handling & Operational Integrity
In case of manifest technical error (e.g., misapplied decimal, database synchronization issue), transactions may be reviewed and corrected to the fair and lawful position. Attempts to exploit technical defects violate this policy and may be reported.
📅 Policy Maintenance
This policy is reviewed at least annually, or sooner following legal, regulatory, or operational changes. Updated versions supersede prior iterations upon publication.
📣 Contact & Complaints
For compliance inquiries or to raise a concern, please use the dedicated channels below. Do not transmit full card numbers or sensitive authentication data via email.
- Email (Compliance): [email protected]
- Email (Support): [email protected]
⚠️ Important Disclaimer
This document is informational and compliance-focused. It does not constitute legal advice, does not endorse or promote any activity that may be unlawful in your jurisdiction, and must be read together with applicable Terms of Service, Privacy Policy, and local laws. Where laws prohibit online wagering or related services, access and use are strictly forbidden.
✅ Commitment to Trust & Safety
The overarching objective is to preserve a safe, lawful, and trustworthy environment by aligning identity assurance, risk controls, and user transparency. Together, strong AML/KYC practices protect communities, financial systems, and end users. 🌍🔒